Marcia Toms is CEO of LCA Holdings RE LLC, an asset management contractor for Dawson’s Management USDA contract, Landair’s GSA contract, and Raine’s HUD contract. She started her career in mortgage and financing and owned her own mortgage company for 10 years. She moved into the REO space in 2008 and has now launched a consulting firm, providing asset management consulting and services for government REO contractors for both commercial and residential. She led the HUD REO contract for 13+ years as the Director of Marketing and Outreach and the Director of Operations. A native of Knoxville, Tennessee, she graduated from the University of Tennessee and earned her graduate degree in public administration from Walden University.