At Brace, Jose Morin is responsible for supporting the product team to improve understanding of the mortgage servicing ecosystem, ideate solutions to address pain points in that ecosystem, and ensure that delivered features are of high quality and conform to necessary regulations. Prior to joining the company, Morin led numerous mortgage default teams at two of the largest bank/subservicers in the industry through the fallout of the Great Recession, growth in business, and COVID-19 pandemic. Morin has extensive professional experience in areas ranging from default call center operations, loss mitigation, default reporting, foreclosure, and bankruptcy. Throughout his career, he has focused on building human-driven processes and leveraging innovative technology solutions at every turn.