Benjamin Gottheim and his team are responsible for creating policy regarding all aspects of mortgage servicing at Freddie Mac. This includes updates to the Freddie Mac Single-Family Seller/Servicer Guide and other terms of business. Before his current role, he spent his first two years at Freddie Mac managing a department responsible for foreclosure performance, timelines, and compensatory fees. Before joining Freddie Mac, Gottheim was an NPL buyer at a small mortgage company in Albany, New York, responsible for purchasing and servicing non-performing mortgage assets and REO. He earned his B.S. in management from Binghamton University with a double concentration in finance and MIS.