Attorney Marcel A. Bryar is a business executive specializing in the U.S. residential mortgage industry. Working with industry stakeholders, government agencies, and policymakers, Bryar has amassed over 20 years’ experience in mortgage operations, regulation, and policy oversight. Founder of Mortgage Policy Advisors, LLC, a Washington, D.C.-based legal advisory firm, Bryar provides insights to mortgage banks and non-banks alike on the topic of regulatory and government policy impacting the mortgage market. Previously, he led the development and implementation of the Making Home Affordable program.