Registration & Hospitality Desk Open

Comprehensive Servicer Certification

Receive certification and gain a better understanding of the full servicing process, from beginning to end, so that you are equipped to fulfill your role. During this in-person class, top attorneys will provide insights into the most important aspects of servicing and other relevant industry skills, including:

• Bankruptcy 101
• Advanced Bankruptcy
• Foreclosure 101
• Judicial v. Non-Judicial
• Boarding/Independent Verification
• How to Be a Witness
• How to Sign Documents
• Documenting a Servicing File

After this certification, you will be more valuable to your clients and peers, as well as more confident in your work.

Separate registration is required to participate in the class, please click here to sign up. 
 

Legal League 100 Advisory Council Meeting
By Invitation Only
 

Welcome Reception

Registration & Hospitality Desk Open

Breakfast

Welcome & Opening Keynote
Due Diligence: Everything You Need to Know About the State of the Mortgage Industry 
 

Table Talk: Modifications, Mediations and Objections, Oh My!

The session will cover loss mitigation and loan modifications in bankruptcy, when to use mediation, and how and when to file Objections to Plan. Join a panel of subject-matter experts as they explore the latest critical insights you and your firm need to know.
 

Table Talk: Funds Are Available: Learn the Other HAF 

In this session, we will learn from “on the ground” mortgage servicers regarding the process, procedure, and distribution of HAF (Homeowner Assistance Funds). Via the American Rescue Act’s HAF program, the Federal Government is distributing billions of dollars to distressed homeowners throughout the individual states. During this session, many questions will be answered regarding the State Contracts, the timing of the process, the differences between the individual states’ procedures, the volumes seen to date, the process within the servicers for handling of the funds, and much more. A GSE panelist will be with us to discuss the recent 60-day holds, the exceptions to the 60-day holds, and how to handle if a further hold is requested by the borrower.
 

Networking Break

Table Talk: Sales and Real Estate in Bankruptcy

This session will discuss various real estate issues in bankruptcy, including sales pre- and post-confirmation. With the rise in real estate values, this affects how a debtor provides for treatment of second and third mortgage liens in the plans as well as cramdowns and lien strips. Additionally, what happens when a debtor decides to sell their property after confirmation and the value has increased? Who gets to keep the money? With the increased home values, there are many effects on a debtor’s bankruptcy.
 

Table Talk: Changes to Regulatory Compliance 2022

The CFPB updates to Regulation F, including new model FDCPA forms, took effect on November 30, 2021. While the new rules attempted to provide clear safe harbors for compliance by debt collectors, compliance issues have arisen for the mortgage default industry. Now that many of the COVID restrictions have ended and employees are returning to the office, servicers are beginning to increase audits and reviews including brining back on-site audits. This panel will discuss issues both firms and servicers are facing in complying with the new Regulation F rules, and the increased compliance requirements facing the industry now that many of the moratoriums are over and volumes are increasing.
 

Table Talk: Default Stumbling Blocks

There are a multitude of stumbling blocks that we hurdle each day. Find out how to successfully navigate difficulties such as Zoom hearings, topics that are not case law, loss mitigation with incomplete packages, pay offering reinstatement, case management, etc. Our expert panel will share their wisdom and experience on how to keep these issues from stopping your work in its tracks.
 

Table Talk: A Collaborative Restart

After almost two full years of the default process grinding to a near complete stop, work is resuming. Firms and servicers had worked for years to build strong teams, implement compliance-driven processes, and optimize workflows to best handle loans in foreclosure. But throughout the extended moratoria, staff moved to different jobs and companies were forced to reduce resources that they had dedicated to managing the many tasks. Big scale was gone, functions were consolidated, and processes were completely reengineered to work in the environment created by the moratoria. We are now retooling, restarting, and retesting the machinery, all while we are also having to hire and train new staff. Join this session to discuss best practices for restarting the process, retesting the controls, and collaborating together with all parties as we resume regular workloads.
 

Lunch & Networking

Afternoon Keynote

Trending Litigation Topics for 2022 + Closing Remarks

Now that our industry has resumed bringing new cases, litigation will be adjusting to the challenges of updated processes, laws, and regulatory mandates. This panel will discuss key issues that have been observed nationwide by both in-house and outside counsel. In addition to identifying the key issues, solutions to these issues will be discussed as well.
 

Networking Reception & 1-1 Meetings